Terms of Use

Effective: pending public launch.

What Money2046 is

Receipts for agent payments: fee, time, fail, facilitator, chain. Card spend and remittance are secondary subgraphs. We publish fail-closed feeds, research, and a verified change log. Nothing on this site is financial, legal, or tax advice. Evidence can be insufficient.

Money2046 is a Malaysian business. US customers pay in USD. We charge you in USD. Money2046 does not move customer funds. Payment processing is by Airwallex (card and ACH). Payoneer is a secondary payment request. Refunds go back on the same rail. Card chargebacks are the card network’s, not an on-chain reversal. A paid plan unlocks only after Airwallex confirms the payment.

Acceptable use

• You may use the comparisons and tools for personal and business decision-making.
• You may quote our published figures with attribution.
• You may not scrape the site commercially, republish our databases, or misrepresent our rankings.

No guarantees

• Figures are verified where labeled; unlabeled figures are schema or estimates.
• Rates, fees, and availability change constantly. Always confirm at checkout before transacting.
• We are not a party to any transaction you make with a provider.

Liability

To the maximum extent permitted by law, Money2046 (and its operators) are not liable for losses arising from decisions made using this site. Crypto products carry risk, including loss of capital. Stablecoin yields are not guaranteed.

Changes

We may update these terms; the effective date above will change. Continued use means acceptance.

Template pending legal review — not legal advice.

Disclosure: Money2046 publishes receipts for agent payments: fee, time, fail, facilitator, chain — or INSUFFICIENT_EVIDENCE. Not financial advice. Evidence can be insufficient. We charge you in USD. Payment processing by Airwallex. Money2046 does not move customer funds and is not a wallet, an exchange, or a payment processor.