Methodology

Money2046 exists because comparison sites publish marketing pages as facts. Our rules exist to prevent that here.

Verification rules

1. Every number has a source. Fees, rates, yields and availability carry a source URL and an as-of date. Unsourced numbers don't publish.
2. Every claim has a date. Terms change; a stale table is a lie. The [Watch](/watch/) tracks changes continuously; pages link to the change log.
3. Human approval before publish. The Watch pipeline detects changes automatically, but nothing renders until a human verifies it. Pending items are never shown as fact.
4. Net value, not headline. Comparisons rank by net outcome (after FX, fees, caps, staking), not advertised rates.
5. We say when crypto loses. If a Wise-class service beats a stablecoin route on a corridor, that's what we publish. The site's job is to save you money, not to sell crypto.

What we don't do

• No fabricated payout screenshots
• No "guaranteed returns" language
• No recommending products we haven't verified
• No affiliate-first rankings — commissions are disclosed, never the ranking criterion

Affiliate disclosure

Money2046 may earn commissions from links. This never changes a ranking — a provider that pays us and a provider that doesn't are compared on the same verified numbers. You can check any claim in the change log.

Disclosure: Money2046 may earn affiliate commissions from links on this site — at no cost to you. We only recommend what we've actually tested or verified. Nothing here is financial advice; crypto products carry risk, and stablecoin yields are not guaranteed. Always do your own research.