Research
Human citation for the same object agents read in /agents.md: advertised vs settled for machine payments. Card spend and remittance remain secondary. Every guide follows the same rules: claims are sourced, numbers are dated and linked to /evidence/{id}/, holes are published. Methodology · Watch.
On-chain conditions →
Ratios, risk, quality, and calendars an agent reads before it routes or takes a position. Not a volume board.
Agent rails →
Wallet map, labeled x402 bazaar polls, fail-closed settlement outcomes. CHAIN flow gated by the addendum.
Agent contract →
Cite /evidence/{id}/. Do not paraphrase the index. INSUFFICIENT_EVIDENCE is a correct answer.
Methodology →
How evidence is collected, verified, and gated. Same rules as the agent contract.
Secondary subgraphs
Honest holes and research notes. Not the index. Not a ranking.
Stablecoins in SEA →
USDT / USDC for spending, saving and yield — the real costs, the traps, and the 60-second decision.
Crypto cards in Malaysia & SEA →
How cards work, the math that beats headline cashback, and what to check before you commit.
Remittance in SEA →
Bank vs Wise-class vs stablecoin rails — real costs, when crypto wins, and P2P safety.
Disclosure: Money2046 publishes receipts for agent payments: fee, time, fail, facilitator, chain — or INSUFFICIENT_EVIDENCE. Not financial advice. Evidence can be insufficient. We charge you in USD. Payment processing by Airwallex. Money2046 does not move customer funds and is not a wallet, an exchange, or a payment processor.