Privacy Policy

Effective: pending public launch. Money2046 is currently in private validation.

The short version: Money2046 collects as little as possible, publishes nothing about you, and never sells data. This page will be finalized with local counsel before public launch.

What we collect

• Usage analytics (anonymous): pages viewed, corridor filters used, referral source. No personal identifiers.
• Email, if you subscribe to alerts: your address, and your alert preferences. Used only to send the alerts you asked for.
• Subscription checkout: plan, invoice state, and a local account id. Card and ACH details are handled by Airwallex. Payoneer handles a payment request if you choose that rail. We do not store a card number.
• Quotes you contribute (with consent): amounts, provider, fees, and the recipient figure — captured for verification. Identities are never published; we publish aggregates and route-level figures only, and only with your permission.

What we never do

• No selling or renting of personal data.
• No tracking ads, no cross-site ad profiles.
• No sharing of quote-contributor identity with providers or affiliates.

Affiliate disclosure

We may earn commissions from links. Commission status never affects rankings — see the editorial policy.

Your rights (PDPA)

If you’re in Malaysia, the Personal Data Protection Act gives you rights to access, correct, and withdraw consent. Email privacy@money2046.com for any request. We respond within the statutory period.

Contact

privacy@money2046.com — we answer humans, not ticket numbers.

This is a template pending legal review. Do not treat it as legal advice.

Disclosure: Money2046 publishes receipts for agent payments: fee, time, fail, facilitator, chain — or INSUFFICIENT_EVIDENCE. Not financial advice. Evidence can be insufficient. We charge you in USD. Payment processing by Airwallex. Money2046 does not move customer funds and is not a wallet, an exchange, or a payment processor.