Editorial Policy

Money2046 compares the real cost of moving money. This policy exists to make the difference between our rankings and an affiliate shill visible and enforceable.

How rankings work

• Routes are ranked by usable outcome — recipient amount after all costs — for the corridor and amount you select.
• Verified quotes drive the ranking. Until verified quotes exist for a route, it shows as schema/estimates and cannot outrank verified routes.
• We show verified matches and alternative rails separately — stablecoin paths never silently outrank regulated remittance products. Custody and protection differences are in the row, not hidden in a score.

Commissions

• We may earn affiliate commissions from links. It’s how the site is funded.
• Commission status never affects a ranking. A provider that pays us and one that doesn’t are compared on the same verified numbers. If that’s ever violated, the correction trail (corrections policy) will show it — that’s the mechanism, and it’s public.

What we never do

• No fabricated payout screenshots
• No “guaranteed returns” language
• No recommending products we haven’t verified
• No reward-led rankings or “featured” placement-for-payment
• No hidden edits to rankings or figures

Independence

• Contributors’ identities are never shared with providers.
• We publish when crypto loses (a Wise-class route beats stablecoins on a corridor — that’s the result).
• The methodology documents the verification rules; the Watch documents every change.

If you see this policy violated, report it: corrections@money2046.com. The trail is public.

Disclosure: Money2046 publishes receipts for agent payments: fee, time, fail, facilitator, chain — or INSUFFICIENT_EVIDENCE. Not financial advice. Evidence can be insufficient. We charge you in USD. Payment processing by Airwallex. Money2046 does not move customer funds and is not a wallet, an exchange, or a payment processor.